Maasai Culture V. American Culture - 1240 Words

English 101-McElroy Compare and Contrast- Rough Draft March 22, 2011 Maasai Culture v. American Culture In the tribal villages of eastern Africa the Maasai marriages are arranged by the elders without ever first consulting the bride or the mother of the bride to be. Unlike, that of my own culture in the United States of America, where I am free as a citizen to choose whomever I may choose to marry and when and if I may marry. Polygyny is that of which is practiced in the Maasai culture, as an ideal that is achieved only by that of the elder men of the tribe. Unfortunately, as a result ofthemen being much older at the time of marriage, most women become widows, knowing that it is understood that they should never remarry again.†¦show more content†¦In the Maasai community and as in mine, marriage is considered very important. However, when two people are brought together to become a husband and wife in the Maasai community, the newlyweds are expected to live with each other forever; divorce is not an option.Once the Maasai man has chosen and paid for his wife he is then allowe d to bring gifts to the womans family. By first giving the presents as he sees fit, to a final point where it will become clear to those in the community that he has taken an interest in the well-being of the girls family and that she is not to be readily available. These gifts the Maasai man has given to the girl will create the bride-to-be’s dowry, the purpose of which is not to create wealth for the brides family, but rather to legalize the marriage. By the man putting his mark on that family, he is making itso that if anyone else tries to approach the family and offer a bride price, it will have been made clear that the girl has already been given away to another family and is spoken for. Like that of an engagement ring or wedding band worn by both the men and women in my community, as it is displaying to everyone that they are spoken for and are not available to others in the community. As the wedding day begins in Maasai culture the groom brings the bride price, including three cows, of which two are female and one is male and all are black, and twoShow MoreRelated Volunteering: Contribution to the Community Essay4136 Words   |  17 Pagestrend in the United States is one in which an individual volunteers his/her time, services, or funds. As Newsweeks article Powells New War demonstrates, most Americans perceive volunteering as: an act in which one must do something and nice gesture which has benefits. Though this observation is a generalization, rarely do Americans view volunteerism in the context of service, an embodiment which includes the novel components of being, cultural understanding, justice issues, and compassion. 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Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 Pages11 12 13 14 15 Foundations of Group Behavior 271 Understanding Work Teams 307 Communication 335 Leadership 367 Power and Politics 411 Conflict and Negotiation 445 Foundations of Organization Structure 479 v vi BRIEF CONTENTS 4 The Organization System 16 Organizational Culture 511 17 Human Resource Policies and Practices 543 18 Organizational Change and Stress Management 577 Appendix A Research in Organizational Behavior Comprehensive Cases Indexes Glindex 637 663 616 Read MoreRastafarian79520 Words   |  319 PagesRastafari This page intentionally left blank Rastafari From Outcasts to Culture Bearers Ennis Barrington Edmonds 2003 198 Madison Avenue, New York, New York 10016 Oxford University Press is a department of the University of Oxford It furthers the Universitys objective of excellence in research, scholarship, and education by publishing worldwide in Oxford New York Auckland Bangkok Buenos Aires Cape Town Chennai Dar es Salaam Delhi Hong Kong Istanbul Karachi Kolkata Kuala

Evaluation Of The Usc Ets Program Essay - 1857 Words

Intervention In an effort to address the needs of the large numbers of low income and potential first-generation college students at the target school, the USC ETS project will focus on the delivery of consistent and grade level appropriate college and financial aid information to all participants. The extent to which the target secondary schools does not offer their students the courses or academic support they need to complete a rigorous secondary school program of study. They also have a low participation by low-income or first-generation students in such courses, which the USC ETS project can change. The major function of the USC ETS program is to provide academic counseling and planning. Student workers will review each student’s educational progress and career plans. Student workers will also insure placement into appropriate courses, foster career development, as well as increase student participation in the SAT and ACT exams. This will insure student will b e eligible for college admission upon graduation. The student workers and academic advisors will also provide post-secondary planning workshops that will help facilitate the preparation and processing of college, scholarships, financial aid or any other vocational program the student wishes to attend after high school. The USC ETS program will also offer assistance for high school students who are struggling academically by providing tutoring services. Lastly, student workers and academic advisors willShow MoreRelatedAsthma Prevalence Of Children Living From New York City1338 Words   |  6 Pagesstudy that the children asthma prevalence in East Harlem was about 4 times that of the national prevalence. Specifically, African American children had 3 times higher asthma prevalence. 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Academic Integrity Free Essays

According the Walden University Student Handbook academic integrity to be essential for each student’s intellectual development (2013 Code of Conduct Student Handbook). This allows students opportunity to freely exchange, students and instructors attribution. Enrollment to the University solidifies a commitment to abide by the code of conduct. We will write a custom essay sample on Academic Integrity or any similar topic only for you Order Now By instilling academic integrity within your writing it gives students a chance to write creatively while accepting the responsibility for academic integrity (COCSH, 2013). There are many reasons to maintain academic integrity, but it sometimes becomes difficult for this success to achieve at a doctoral level. It is important that students not deny themselves the opportunity to succeed by taking short cuts. Thus, this will compromise their integrity and violate the Student code of conduct. Students are encourages students to may submit questions and concerns to contact their faculty mentor, course instructor, or academic advisor. (2013) Plagiarism In my opinion, Plagiarism is taking someone’s original ideas and writing and making it yours without giving proper credit to the author. Plagiarism can be avoided by always citing sources that ideas are derived from other works as use for your own ideas when writing. Credit should be given when credit is due (APA 2010,p15). Self-Plagiarism is when you do not present your own previously published works accurately. According to the Publication Manual of the American Psychological Association, each time a student summarizes a passage or rearrange the order of a sentence by changing some of the words, credit to the source is required (APA 2010). This is required to safeguard other writer’s ideas. In some instances, such as describing details or an analytical approach extensive self-referencing is undesirable (APA 2010 p16). Citation It is necessary to avoid plagiarism this can be completed when citations occur and also when original ideas are not derived. According to the APA Manual the author, year, and specific page citation or paragraph are required quotation comprising of less than 40 words, should open, and close with double quotation mark and the source cited in parentheses. (APA, 2010, p171). An example of this would be â€Å"In the United States, the American Cancer Society (2007) estimated that about 1 million cases of NMSC and 59,950 cases of melanoma would be diagnosed in 2007, with melanoma resulting in 8,110 deaths†(Miller et al, 2009 p. 209. ) Conclusion In conclusion, Academic Integrity is imperative and should be adhered to in order to maintain the highest level of scholarly standards. Paraphrasing, citing author’s contributions correctly and acknowledging secondary sources allow readers to discover informative writings and strengthen the writer’s credibility to contribute accurately. How to cite Academic Integrity, Papers Academic Integrity Free Essays Academic Integrity Integrity Is to follow high-quality morals when no one Is observing. Integrity Is a good quality to have because it makes the person more trustworthy and a better person in general. Academic integrity is when one is honest and fair when it comes to studies and to school. We will write a custom essay sample on Academic Integrity or any similar topic only for you Order Now An example of academic integrity is when a person does not cheat even when the teacher leaves the room. If the person decides to take out his notes and cheat when the teacher leaves the room, he is displaying academic dishonesty. Why cheat? Maybe the student has many extracurricular and is unable to find time to study, he feels pressured by his parents and cheats to please them, or he Is just too lazy to study and cheats so he can keep his optional status. Students often cheat because they have an underlying Incentive, students rarely cheat for sport. In a high school setting students may cheat so they can get good grades and please their parents, others may cheat because they don’t have time to study. In high school, students must do well so they can get in to good colleges so they wont be left featureless. Because their whole lives depend on their performance n high school, they have an incentive to cheat. The consequences some students face for academic dishonesty in high school is a suspension or in some cases, expulsion. In universities, students are often more stressed than high school students and require more time for test preparation, but because of pressure, they may end up resorting to academic dishonesty in order to pass classes. In Carnegie Melon’s Why do Students Cheat? Article, the author states that the college students are held o high expectations and are socially pressured to get good grades. Other students are Involved In volunteer work or have too many classes In their hands and do not have good time management to make time to study for assessments. Hopefully by facing the consequences of showing a lack of integrity, the student learns to become a person who comes to value honesty. Many who are dishonest face social consequences and lack of trust from peers and teachers/professors. Other consequences are facing trial, probation, sanctions, and dismissal from the institution. To have integrity is to practice it, while the student is learning and growing intellectually, they should be taught to value honesty and integrity so they can practice the principles. Another way to integrate integrity into our society is to establish a system where integrity is one of the highest principles, and if one was to show a lack of Integrity, they may face the consequences the community sees fit. Academic Integrity Is one of the most Important aspects of a learning environment. Without It, students will practice dishonesty and demoralize themselves. By shrub Integrity is to follow high-quality morals when no one is observing. Integrity is a time to study, he feels pressured by his parents and cheats to please them, or he is cheat because they have an underlying incentive, students rarely cheat for sport. In a students must do well so they can get in to good colleges so they won’t be left involved in volunteer work or have too many classes in their hands and do not have show a lack of integrity, they may face the consequences the community sees fit. How to cite Academic Integrity, Papers Academic integrity Free Essays Academic integrity must be enforced within the educational institution as students and faculty represent the image and reliability surrounding the reputation of the facility; therefore, dishonesty upon any level should be unacceptable which includes the act of plagiarism. In order to combat such dishonest events educators must learn to identify blatant acts of plagiarism and address cultural differences, as well as the mind’s ability to unconsciously reproduce intellectual concepts belonging to others. We will write a custom essay sample on Academic integrity or any similar topic only for you Order Now com/online-plagiarism-checker/"Defining plagiarism in my own terms would be the intentional use of materials that are not of my own creation, copying text from other sources, including non-published individuals, as if they were my own, and submitting academic assignments that I did not complete personally but submitted as if I had. As academic dishonesty is common among students, it’s imperative that students self-police to avoid any unconscious acts of dishonesty and those educational institutions implement strategies to combat those who intentionally break the rules. College campuses have faced the issue of academic dishonesty from the beginning; however it has become a major problem on college campuses, as the number of students engaging in acts of dishonesty is increasing. The publication of how-to books and internet websites that focus on cheating have been published, such as Corbet’s The Cheater’s Handbook and various internet based businesses offering thousands of term papers and examinations for purchase.   (Whitley, Jr, 2002, p. 3) The internet continues to expand and with this massive explosion of growth, sites promoting resources allowing students to defraud the educational system continue to increase.   Experts have attributed this high level of dishonesty among students to being â€Å"raised in an era of decline in public morality.†Ã‚   (Whitley, Jr, 2002, p. 3) Cultural diversity within American society continues to grow and many professionals â€Å"increasingly reflect this diversity† as the â€Å"possibility of cultural differences in the definition of academic dishonesty.†Ã‚   (Whitley, Jr, 2002, p. 20)   Professionals believe that students who were raised outside of the â€Å"Euro-American culture† find it difficult to comprehend the â€Å"notion that words or ideas† can be owned by another individual and considered as intellectual property. (Whitley, Jr, 2002, p. 20)   As a result students from other cultures such as â€Å"Middle Eastern, Asia and African cultures† see no fault with using the intellectual concepts of others – some cultures believe that it is â€Å"disrespectful to the author to alter the original words [of a source document] (Robinson, 1992, p. 15).†Ã‚   (Whitley, Jr, 2002, p. 20) When producing a thesis or a lengthy academic writing assignment students must analyze a â€Å"wide body of knowledge, yet produce a novel, creative output.†Ã‚   (Perfect (Ed.), 2002, p. 148)   In a study conducted in 1997 with undergraduate students professionals found evidence that some students are not even clear of the definition of plagiarism and until they are â€Å"explicitly told† that the act has occurred the students are unable to identify that plagiarism has occurred. These students did not have a clear idea of the difference between â€Å"plagiarism and paraphrase.† (Perfect (Ed.), 2002, p. 148 – 149) This unconscious plagiarism must be taken into consideration by educators and a clear definition of the misrepresentation of intellectual materials must be defined. Plagiarism in the classroom has various degrees.   For example, a student who commits the act purposely by purchasing a pre-written essay from the internet would in most instructors’ opinion be the highest degree. Identifying the less deliberate, as well as less obvious, degree of plagiarism would be a student copying a few sentences from sources without the addition of quotations or the appropriate citation that give the author credit for his or her intellectual property.   Regardless of the level of dishonesty or if the act was unintentional, plagiarism is wrong and it must not be allowed. Instructors have evaluated the act of plagiarism to identify the appropriate course of action and methods have evolved over the years when confronting cultural differences.   The first stage of educators was to automatically assume that the â€Å"behaviors were always wrong.† (Hafernik, 2002, p. 43)   The second â€Å"teachers continued to believe they were wrong, but understood there were cultural reasons† that students did not share the educator’s beliefs. (Hafernik, 2002, p. 43)   The third stage the teachers continued to hold fast to plagiarism as unacceptable, however â€Å"their understanding of the cultural differences led them to question, at least somewhat, the absolute correctness of their stance on the issues.†Ã‚   (Hafernik, 2002, p. 43-44) How to cite Academic integrity, Papers

Value Of Money And Portfolio Management †Myassignmenthelp.Com

Question: Discuss About The Value Of Money And Portfolio Management? Answer: Introducation In todays time organisations encourage their employees to save money in order to secure their future. In this context governments has also made many provision regarding some schemes which will be beneficial for employees current as well future situation. Employees are encouraged to invest in superannuation plan to get maximum retirement remunerations from that. Employees are the soul of every organisation. They are the backbone which provide support and growth to the organisation, hence it is the duty of every organisation to provide each and every employee a secured future. For this they should inspire and should provide retirement and saving plans to employees. There has been increase in such kind of investments. Nowadays government has become super active and has made obligatory for every organisation to make contribution in such plans instead of their employees. It is also mandatory requirement from employee side to invest some amount of their remuneration to such plans or funds. The main objective behind these steps were to provide greater support to the employees during their retirement phase. With the passing time there has been increment in the retirement plans which provide more and flexible choices to the investor to think which plan will be beneficial for them. The organisations should also consider these plans with the changing time, so that employee retention rate could be increased and the employee is willing to work them. Investment in retirements plans has hots of benefits attached to it such as it permit us to finance now for the financial security of the employee when the employee will get retire. There are lots of business as well as employee benefits attached to it such business will get the tax credits and other kind of inducements from government to start a plan. Employer contribution to such plan are deductible while computing tax. On the other hand employees will also benefited with these contributions, such as income which is liable to tax will be reduced because he/ she will get the deduction from tax of such contribution. And contributions to such plans are easy to make. Employee financial security will be increased during his retirement time. Providing retirement benefit is very important to all at every stage of age and not just to the employee who is near about retirement. It should be done in prior to provide financial security to employee during his retirement period. Let us now discuss some superannuation plans which are available in the next discussion of the topic. IAS 19 is an accounting standard that deals with employee benefits. There can be short term employee benefit and post-employment benefit. Short term employee benefits are settled within 12 months after the end of yearly reporting. And in case of post-employment benefit includes defined benefit plan and defined contribution plan. Defined Benefit Plan vs. Investment Plan which one to choose, here is the thorough study on these plans:- In defined benefit plan employer makes contribution to a retirement plan of the employee on regular basis depending on the various factors such as Duration of employment and the salary history of the employee. There will some restrictions on the withdrawal from these funds by employee and there will guidelines when and how much an employee can withdraw from fund from time to time. It is basically a specific amount which is paid by employer to the employee at the time of retirement which is calculated by the defined formula. The formula for the retirement benefit generally takes into account following factors such duration of employment, employee salary which will average salary of three or five years of earnings. The formula can be presented as follows:- = Benefit percentage* average salary in past 5 years* years of plan membership* This can be explained by an example like average salary is $60000 Duration of service or plan membership is =20 yrs Percentage of benefit to be given= 3% Yearly pension will be calculated as= 60000*20*3%= $36000 Defined benefit plan allocate their profits through life endowments, employee receive identical episodic disbursement normally monthly or quarterly for the remaining they will be in this world. There are two types of defined benefit plan these can be funded and unfunded. In unfunded plan no asset is reserved separately and the employee is paid when they retire. In funded plan employers do contributions towards this plan for meeting the paybacks but the future returns of benefit are not known in advance and hence sometimes these contributions may not meet desired level to provide benefit. On the other hand in case of investment choice plan there is an investment accounting in which employer contributions and superannuation benefits are invested and the profit earned by these investments by deducting any organizational expense are distributed to the employees. If employee choose investment choice plan then he will have option to put forward the assets and portfolio they wanting to invest in. There are many investment and pension plans available in the market, employees have to make their investment decision very wisely in choosing those plans depending upon the risk and returns attached to it. There are many kinds of investment stratagems such an employee can invest in protected fund that have fixed interest payments and money. Steady fund in which the securities are fixed interest bearing but are exposed to foreign shares and bonds. Among these two kind of approaches protected funds bears less risk than steady fund. Employees choice of investment depends upon the risk and the return he will get by investments done by him in different investment plans. Types of many traditional plans available in the market such as term plans which includes term protection is the simple form of assurance as it offers risk cover in altercation annual remunerated outlays. When the employee retires it has two options to how to treat its contribution he can allocate its investment plan or he can cope those investment plans. The employees can make their choice between the two alternatives that is defined benefit plan and investment choice plan on the basis of their preferences by keeping various factors in mind such as risk involved , return involved the time value and price increment . Both the plans have their pros and cons but for long term security one should go for defined benefit plan as it provides payment with certainty and there is less risk involve in this type of plan. One should look into the risk and returns involve in the plans and choose the best plan according to that. Many investors are risk lovers because they are only concerned with the higher return, we can say that it totally depends on the employee preferences and the risk they wanted to bear. Time value of money means is the conception that identifies the applicable value of upcoming money movements arising as a consequence of monetary choices by bearing in mind the opportunity price of treasuries. With the passage of time money value gets reduced and there are many reasons for that like inflation or increase in prices which reduce the value of money in future. Another factors could be interest rate and risk premium. For integrating the monetary influence on the effectiveness of cash flows in business decisions, time value of money principle is used widely (Open learn , 2017) The fund manager have to make the decision regarding investments, dividend for the growth of the company like purchasing of any asset or sale of any undertaking that is the investing activities have influence on the timing of cash flows of the company. In other words we can say that time value of money is a value of $1 today will be different from value of $1 in the future. The cash flows which will arise at different point of time can be made analogous by using any of the following methods: Compounding Future value of single cash flow Annuity method. Time value of money is important for decision making and this can be explained with an example like the value of pound today is more than the pound in future so the investor can use this pound today to earn return or capital gains. Pound in future will be of much lesser value than today because of inflation. There are two section in the concept of time value of money one is present value and other is future value of money (PDF, 2017) Time value of money influence the decision of fund manager to a great extent, hence a fund manager has to take many consideration in mind while making decisions. When we will be able to know the value of cash flows for future we will be capable to take the resolution where and how we have to invest or spend and how we will get the returns. Same goes with the employees if they will know the time value of money they will be able to make decisions regarding the type plan they should choose keeping in mind the future and present value of money and returns and risks associated with that (Boundless, 2017) An efficient market is demarcated as a market where there are huge number of balanced, profit maximizers enthusiastically competing, with each trying to foresee future market values of individual securities, and where important current info is easily obtainable by all partakers. The efficient market hypothesis tells us about the speed with which information influence the prices of the security. As per numerous analysts it was perceived that data is slowly integrated in the price and it provides a chance to earn extra profit. But once the information is incorporated then the investor cannot earn this extra profit. There are three levels of market efficiency which are as follows: Weak form: this form of market tells us that all the historical market prices and data are fully revealed in securities prices and here in this condition technical analysis have no usage. Semi strong form: this form tells us that all overtly or publicly accessible info is fully revealed in securities prices and hence the fundamental analysis failed and have no usage. Strong form tells us that all info is fully redirected in security prices and the insider information have no usage in this situation (Forbes , 2017) Let us discuss about the portfolio management. Portfolio management refers to an art and science of making choices about investment mix and strategy, matching investment to purpose, asset apportionment for individual and establishments, and harmonizing threat against performance. Its all about strong point faults, opportunity and pressures in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other transactions encountered in the attempt to maximize return at a given hungriness for possibility. A portfolio for an individual or a business is holding of securities and investments in monetary assets. These holdings are the result of individual inclinations and conclusion concerning danger and yield (IRS , 2017) Even if an efficient market hypothesis is true the pension fund manager will not select a portfolio with a pin because:- In efficient market all the investors have same info. Hence as an outcome the investor do not get the privilege to earn excess profit as they earn only average returns. For earning extra earning one should have to take additional risk. As the number of information channels increasing day by day even the best intricate stockholder is incapable of observing every portion of info. Other reason for not selecting portfolio with a pin even if the theory of efficient market postulate holds true is efficient market is not able to clarify additional instability. Individual generally and should invest in diversified portfolio. Investors wants high returns with low risk. Investors generally invest in diversified portfolio to earn high returns with low risk, as there is minimal long term risk in diversified portfolio. Hence the manger will and should try to invest his securities in diversified manner so that there will more return in a diversified way. Pension fund manager will look into the disadvantages of the efficient market hypothesis investment in comparison to the higher return with low risk by investing in diversified securities. References:- OpenLearn. (2017). The financial markets context. [online] Available at: https://www.open.edu/openlearn/money-management/money/accounting-and-finance/the-financial-markets-context/content-section-3 [Accessed 19 May 2017]. Morningstar.com. (2017). Model Portfolios for Savers and Retirees. [online] Available at: https://www.morningstar.com/content/morningstarcom/en_us/model-portfolios.html [Accessed 19 May 2017]. Boundless. (2017). Importance of the Time Value of Money. [online] Available at: https://www.boundless.com/finance/textbooks/boundless-finance-textbook/the-time-value-of-money-5/introduction-to-the-time-value-of-money-54/importance-of-the-time-value-of-money-255-8367/ [Accessed 18 May 2017]. Forbes.com. (2017). Forbes Welcome. [online] Available at: https://www.forbes.com/forbes/welcome/?toURL=https://www.forbes.com/sites/investopedia/2011/01/12/efficient-market-hypothesis-is-the-stock-market-efficient/refURL=https://www.google.co.in/referrer=https://www.google.co.in/ [Accessed 18 May 2017]. Retiremnt paycheck (2017). Defined benefit plans [online] Available at: https://www.myretirementpaycheck.org/retirement-plans/defined-benefit-plans.aspx [Accessed 19 May 2017]. Nath, T. (2017). 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